Is someone using your personal information to open accounts, file taxes, or make purchases? Did you get a notice that says a company lost your personal information in a data breach? Did you lose your wallet? Or learn that an online account was hacked?
If yes, these acts can damage your credit status, and cost you time and money to restore your good name. Depending on what information was lost, there are steps required to take to help protect yourself from identity theft. Lost information could be Social Security number, Online login or password, Debit or credit card number, Bank account information, Driver’s license information, Children’s personal information.
You may not know that you’re the victim of ID theft immediately. You could be a victim if you receive:
- Bills for items you didn’t buy
- Bank or Debt collection calls for accounts you didn’t open
- Denials for loan applications
- Notice from the IRS
- Unfamiliar Accounts on your credit report
- Strange withdrawals from your bank account
Children and seniors are both vulnerable to ID theft. Child ID Theft may go undetected for many years. Victims may not know until they’re adults, applying for their own loans. Seniors are vulnerable because they share their personal information often with doctors and caregivers. The number of people and offices that access their information put them at risk.
It’s no longer enough to wait for your monthly credit-card or checking account statement to look for suspicious activity. For added protection, sign up for online access to your accounts and check them regularly, even daily. Or sign up for credit monitoring services.
Remember one of the factors that negatively impact on you credit score is fraudulent activities on your current credit card account that may causes increase in utilization ratio and subsequently decrease your credit scores OR having any unauthorized new account with balance in your credit reports due to identity theft. So, if you suspect you’ve been a victim of identity theft, or If you see one of these warning signs of identity theft, take these issues seriously and take action immediately. We proudly represent technical consultation and help you to minimize your financial liability.
Data breaches can hurt businesses and consumers in a variety of ways. They are a costly expense that can damage lives and reputations and take time to repair.
It may seem like stories of massive data breaches pop up in the news frequently these days. But it shouldn’t be all that surprising.
As technology progresses, more and more of our information has been moving to the digital world. As a result, cyberattacks have become increasingly common and costly.
Call us to know if your personal details were breached. Once you know that you were hacked, we help you get into damage control mode.
Depending on your situation, and what information was lost, there are steps you can take for recovery. We can help you with recovery plan no matter what your specific identity theft situation is.